How does the Bihar Student Credit Card Scheme address the issue of 'brain drain' and financial barriers to higher education among the state's economically weaker sections?

Options:

• A: By providing institutional credit with a state government guarantee, thereby eliminating the requirement of collateral security or third-party guarantees for students pursuing higher education both within and outside Bihar
• B: By offering 100% scholarship grants that do not require any repayment, provided the student returns to work in Bihar for at least five years
• C: By restricting the loan usage strictly to state-run universities, thereby forcing students to study within Bihar and boost local institutional rankings
• D: By partnering with private corporations to guarantee immediate employment to all loan recipients upon graduation

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