Given below are two statements, one labelled as Assertion (A) and the other as Reason (R). **Assertion (A):** JEEViKA has significantly reduced the dependence of rural households in Bihar on high-interest informal money lenders. **Reason (R):** The creation of Self-Help Groups (SHGs) and their linkage with formal banking institutions under JEEViKA has enhanced financial inclusion and credit availability for rural women. Select the correct answer using the codes given below:

Options:

• A: Both (A) and (R) are correct and (R) is the correct explanation of (A)
• B: Both (A) and (R) are correct but (R) is not the correct explanation of (A)
• C: (A) is correct but (R) is incorrect
• D: (A) is incorrect but (R) is correct

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